Banks and overdrafts

I have come to agreements with places I have sought credit for in making payment arrangements, however I also had a few over draft issues with a few banks I still owe money too, I believe collectively it’s a total of $1,300 between the 3 banks and it was as a result of poor decision making through college. Is it important to make payments and come to payment arrangements with these particular institutions or how exactly will banking information keep me from being granted a secret clearance ?

If you are delinquent on any debts and you have not taken positive steps to resolve them then it is an issue for any clearance. Not to say it would result in a denial, but why take the risk.