# Clearance Denied Due to Overdue Student Loans **URL:** \ **Category:** SECURITY CLEARANCE NEWS\ **Created:** [February 20, 2023, 3:45pm UTC](https://discuss.clearancejobsblog.com/t/clearance-denied-due-to-overdue-student-loans/15908 "2023-02-20T15:45:04Z")\ **Posts on this page:** 2\ **Page:** 1
**Author:** ![Marko](https://sea2.discourse-cdn.com/flex016/user_avatar/discuss.clearancejobsblog.com/marko/32/103_2.png) [@Marko](https://discuss.clearancejobsblog.com/u/Marko)\ **Post date:** [February 20, 2023, 3:45pm UTC](https://discuss.clearancejobsblog.com/t/clearance-denied-due-to-overdue-student-loans/15908/1 "2023-02-20T15:45:04Z")
Originally published at: [Clearance Denied Due to Overdue Student Loans | ClearanceJobs Blog](https://www.clearancejobsblog.com/clearance-denied-due-to-overdue-student-loans/) Based on historical Defense Office of Hearing and Appeals (DOHA) cases, it would be a good bet that one of the first cases for this year involved financial issues. The DoD Central Adjudication Facility (CAF) issued this applicant a Statement of Reasons (SOR) regarding her $212,000 in delinquent student loans that were placed in collections.… ---
**Author:** ![Delphi](https://sea2.discourse-cdn.com/flex016/user_avatar/discuss.clearancejobsblog.com/delphi/32/1467_2.png) [@Delphi](https://discuss.clearancejobsblog.com/u/Delphi)\ **Post date:** [February 23, 2023, 7:23pm UTC](https://discuss.clearancejobsblog.com/t/clearance-denied-due-to-overdue-student-loans/15908/2 "2023-02-23T19:23:49Z")
For fiscal accountability and responsibility to be maintained, intrinsic transparency is certainly necessary. There is, however, a dire need for reform of educational loans. The current system makes it too easy for both the unaware and those who are knowledgeable enough to manipulate it. There needs to be more checks and balances in place to encourage the unaware to make more informed credit worthy decisions, as well as to deter would-be manipulators of the system. To protect future ‘security clearance entanglements,’ a credit-based pre-test application for a loan may be one possible solution. Musings