# Credit Check with Tier 1? **URL:** \ **Category:** SECURITY CLEARANCE Q&A\ **Created:** [April 25, 2019, 2:37pm UTC](https://discuss.clearancejobsblog.com/t/credit-check-with-tier-1/6865 "2019-04-25T14:37:12Z")\ **Posts on this page:** 5\ **Page:** 1
**Author:** ![Jeaa99](https://avatars.discourse-cdn.com/v4/letter/j/c2a13f/32.png) [@Jeaa99](https://discuss.clearancejobsblog.com/u/Jeaa99)\ **Post date:** [April 25, 2019, 2:37pm UTC](https://discuss.clearancejobsblog.com/t/credit-check-with-tier-1/6865/1 "2019-04-25T14:37:12Z")
I recently received a job offer for a position with DHS. First they asked for a OF-306. I submitted that with all answers being no. Then, a few days later, they asked for a credit release form and fingerprints. 2 days after submitting my form and fingerprints, I received instructions for filling out an SF-85 eqip. I have done that and submitted it. I was under the impression that a Tier 1 did not require a credit check. Is that not the case? I have ZERO financial issues (my FICO score is 780). I have never paid a bill late, never had a tax or any other kind of lien, and have never filed for bankruptcy, so I am not worried in the slightest about the credit check. I am just curious why they are doing it if the investigation is Tier 1? And I am wondering how much this might slow the investigation down? I am anxious to start this job! My fingerprints check is a non-issue too as I have never committed or been charged with a crime, so I am not worried about anything. More so, I am just curious why they asked for a credit release if my level of investigation doesn’t require it? ---
**Author:** ![ipsecmerlin](https://sea2.discourse-cdn.com/flex016/user_avatar/discuss.clearancejobsblog.com/ipsecmerlin/32/653_2.png) [@ipsecmerlin](https://discuss.clearancejobsblog.com/u/ipsecmerlin)\ **Post date:** [April 25, 2019, 3:15pm UTC](https://discuss.clearancejobsblog.com/t/credit-check-with-tier-1/6865/2 "2019-04-25T15:15:50Z")
This is standard procedure to see if you will not sign the release and are trying to hide something, they will not pull credit for Tier 1 on the SF85. ---
**Author:** ![Jeaa99](https://avatars.discourse-cdn.com/v4/letter/j/c2a13f/32.png) [@Jeaa99](https://discuss.clearancejobsblog.com/u/Jeaa99)\ **Post date:** [April 25, 2019, 3:22pm UTC](https://discuss.clearancejobsblog.com/t/credit-check-with-tier-1/6865/3 "2019-04-25T15:22:18Z")
Ah! I understand! Ok. Again, they can pull it every month if they want, I don’t care. I was just hoping it would not slow the investigation down at all. I want to start working! Lol. Thank you for the response! I appreciate it. ---
**Author:** ![Marko](https://sea2.discourse-cdn.com/flex016/user_avatar/discuss.clearancejobsblog.com/marko/32/103_2.png) [@Marko](https://discuss.clearancejobsblog.com/u/Marko)\ **Post date:** [April 25, 2019, 3:23pm UTC](https://discuss.clearancejobsblog.com/t/credit-check-with-tier-1/6865/4 "2019-04-25T15:23:23Z")
Some agencies ask for a credit release for certain positions and run it themselves instead of asking OPM to run it. For a low risk position it would be a one time pull. ---
**Author:** ![backgdinvestigator](https://sea2.discourse-cdn.com/flex016/user_avatar/discuss.clearancejobsblog.com/backgdinvestigator/32/209_2.png) [@backgdinvestigator](https://discuss.clearancejobsblog.com/u/backgdinvestigator)\ **Post date:** [April 26, 2019, 2:05am UTC](https://discuss.clearancejobsblog.com/t/credit-check-with-tier-1/6865/5 "2019-04-26T02:05:14Z")
Credit Bureau reports can be generated in the Tier 1 investigation under some conditions, one being the Agency requests the credit to be checked as part of the background check.