# Debt, judgements **URL:** \ **Category:** SECURITY CLEARANCE Q&A\ **Created:** [July 20, 2015, 11:00am UTC](https://discuss.clearancejobsblog.com/t/debt-judgements/513 "2015-07-20T11:00:08Z")\ **Posts on this page:** 3\ **Page:** 1
**Author:** ![anjme](https://avatars.discourse-cdn.com/v4/letter/a/ebca7d/32.png) [@anjme](https://discuss.clearancejobsblog.com/u/anjme)\ **Post date:** [July 20, 2015, 11:00am UTC](https://discuss.clearancejobsblog.com/t/debt-judgements/513/1 "2015-07-20T11:00:08Z")
I just turned in my SF-85 paperwork for a non-sensitive position I was offered and am currently working in. I pulled my credit report and saw that I have past debt which includes two judgments (one that has been paid and one that I have almost paid off), two state tax liens (that I have paid off), and multiple collection accounts (that I am working on paying off). I’m so nervous I won’t get the clearance. I really need this job! Do I even have a chance? If I do not pass it can I appeal the decision? ---
**Author:** ![Marko](https://sea2.discourse-cdn.com/flex016/user_avatar/discuss.clearancejobsblog.com/marko/32/103_2.png) [@Marko](https://discuss.clearancejobsblog.com/u/Marko)\ **Post date:** [July 20, 2015, 3:21pm UTC](https://discuss.clearancejobsblog.com/t/debt-judgements/513/2 "2015-07-20T15:21:50Z")
There is no clearance involved for non-sensitive positions and a credit check is not done unless you were delinquent on taxes. It should not impact the adjudication for a low risk non-sensitive position,. ---
**Author:** ![anjme](https://avatars.discourse-cdn.com/v4/letter/a/ebca7d/32.png) [@anjme](https://discuss.clearancejobsblog.com/u/anjme)\ **Post date:** [July 21, 2015, 6:56am UTC](https://discuss.clearancejobsblog.com/t/debt-judgements/513/3 "2015-07-21T06:56:39Z")
I was told they are conducting a Social Security clearance and in addition to the SF-85 form, I signed a form to give permission for them to conduct a credit check. I’m not sure if any of that information would make a difference but I am hoping it will not have a major impact on the adjudication. If I were denied is there a way to appeal the decision? What would disqualify someone credit-wise from passing a non-sensitive clearance?