I’m a little bit confused, are you saying that my four debts in collection may be mitigated with payment plans alone?
I do see where the “disregard for the truth” comes into play, I literally did forget one of the charges. I think I actually overlooked the other EVER question on the form, in the event I didn’t which makes little to no sense because the charges are so minor then I’m basically saying I had a lapse and that I have no general issue with the truth. Either way, I’m pretty much ready to payout to make sure.