# Secrecy clearance w 630-650 score?

**URL:** <https://discuss.clearancejobsblog.com/t/secrecy-clearance-w-630-650-score/10260>\
**Category:** SECURITY CLEARANCE Q&A\
**Created:** [March 6, 2020, 11:20am UTC](https://discuss.clearancejobsblog.com/t/secrecy-clearance-w-630-650-score/10260 "2020-03-06T11:20:11Z")\
**Posts on this page:** 3\
**Page:** 1

<div class="post-metadata">

**Author:** ![Jk13](https://avatars.discourse-cdn.com/v4/letter/j/f08c70/32.png) [@Jk13](https://discuss.clearancejobsblog.com/u/Jk13)\
**Post date:** [March 6, 2020, 11:20am UTC](https://discuss.clearancejobsblog.com/t/secrecy-clearance-w-630-650-score/10260/1 "2020-03-06T11:20:11Z")

</div>

I’m currently under consideration for a job however my secret clearance expires in a few months so the offer is contingent upon my ability to get my 10 year clearance review passed. I have about 15 in credit card debt… all on one card being paid down diligently and have a 650 score with no missed payments ever and zero derogatory remarks. Should I be worried about denial? I had a rough patch last year but normally sit around 7-750 score wise. Thanks for the input everyone.

---

<div class="post-metadata">

**Author:** ![EdFarmerIII](https://sea2.discourse-cdn.com/flex016/user_avatar/discuss.clearancejobsblog.com/edfarmeriii/32/122_2.png) [@EdFarmerIII](https://discuss.clearancejobsblog.com/u/EdFarmerIII)\
**Post date:** [March 6, 2020, 4:29pm UTC](https://discuss.clearancejobsblog.com/t/secrecy-clearance-w-630-650-score/10260/2 "2020-03-06T16:29:05Z")

</div>

No . . . I don’t think that you have anything to worry about with no missed payments. You should be just fine.

---

<div class="post-metadata">

**Author:** ![h0peful1](https://avatars.discourse-cdn.com/v4/letter/h/ecccb3/32.png) [@h0peful1](https://discuss.clearancejobsblog.com/u/h0peful1)\
**Post date:** [March 6, 2020, 8:41pm UTC](https://discuss.clearancejobsblog.com/t/secrecy-clearance-w-630-650-score/10260/3 "2020-03-06T20:41:31Z")

</div>

As long as you’re able to answer ‘no’ to all of the financial questions on the SF86 you should have 0 problems. If you’ve got debts, you’re average.

I believe the only way CC or unsecured debt would be a problem is if you didn’t have income, or had an exorbitant amount coupled with a wild debt to income ratio (think 100k+) without an explanation or a way of paying it off.