How often does DOD caf approve an SOR that is based on financial debt. I have been dealing with this since October 2017. And still no word
I successfully received my clearance several months ago after receiving an SOR for Guideline F with ten items listed. Most of those ten were incredibly minor and should have, in fact, been considered out of scope. Two were more significant but I had a ton of documentation of mitigating factors that I presented in my written response.
I did not hire an attorney because I was already somewhat familiar with the process and was able to work outside of cleared industry. If you don’t have the confidence in your ability to defend yourself, I would advise you to at least consult with an attorney who is experienced with clearance litigation. Most will offer a free consult.