Interesting statistics . . . It’s not surprising that financial issues are by far at the top of the list. The economy has been bad for the last 16 years and many people are still digging out from problems. It does surprise me how low some of the other numbers are. Of course these are only the appealed denials. I suspect that many who were denied for things like Guidelines A, B and C, may not be inclined to bother with an appeal.