On February 09, 2015, I started working for an agency. My position required a secret clearance. On April 17, 2015 I got fired in retaliation for the EEO protected activity and my interim clearance application was not processed. On April 23, 2015, I got a new tentative job offer with another Agency and the position required a secret clearance. On May 2015, I ended up on street due to my inability to pay for my rent. My former agency who started my security clearance background check said that they would never bring me on board till DOD CAF does their adjudication. Between May 2015 and September 2018, I was staying on the street/shelter was not able to find another job except temporary daily labor( minimum wage $8.25/hrs).
On August 2016, security investigation was completed and on April 2018, my job offer was withdrawn as still waiting for adjudication. I was on the street/sometimes slept on shelter due to my inability to find a job and take care of my needs. Since 2015 I have been in debt about my credit card, hospital bills and students loans. As I was still waiting for my clearance adjudication even though my job had been withdrawn, on September 2018, I luckily got a new tentative job offer from a different Agency. The position required a secret clearance.
On November 2018, I was hired by a new Agency and have been lodging in hotels till today due to housing issue around my workplace. The cost of my hotel is between $460 -$500/week and it has not enable me to take care of my outstanding financial responsibilities and on March 01 2019 I got a letter from DOD CAF through the security director of my new job.The subject of the letter " Intent to Deny Eligibility for Access to Classified Information and/or Assignment to Duties that have been Designated National Security Sensitive". The DOD CAF provided a letter and Equifax records stating my creditors’ names and my available 12 debts owing to hospital and credit card industries.
In addition, the total cost of the debts that I owe sent to me by DOD CAF is between 10,000 - 15, 000, and I already made some payments arrangement with about 3 creditors before I received the letter. On February 2018, I met financial counseling to seek advice on how to resolve my debit with my creditors, but I was not successful.
On March 2, 2019, my security director advised me to make payment arrangements with all my creditors, and I contacted them , but some refused to work with at my low affordable rate to get rid of the balance issues. My security provide advised to provide all the necessary information, and documents providing my case that my inability to take responsibility of my debit is not intentional. It’s caused by unemployment circumstances( loss of jobs, being on the street and shelter etc ) beyond my control between May 2015 and October 2018.
Please I want to hear your advice
I want to hear from people who have had such experience and if this situation affected their security clearance.
Please bear with me for my long story.