Is it a good idea to take a personal loan to pay up your credit cards and also do student loan refinancing after you just got your clearance?
I have not missed any payments ever but I have 8 open accounts and 6 closed accounts. I am afraid that if I take a personal loan and do a student loan refinance, it will increase the number of my closed accounts and decrease the number of my open accounts.
If I move forward with this idea, how would it affect my reinvestigation that will be in 5 yrs?
Thanks for your time.