I conducted a short sale on my home back in 10/2012. I was 30 days late on mortgage in 9/2012. Home sold in 10/2012. After that, I rented a home for two years prior to purchasing my current home with a VA Loan.
I only had one occasion where I was 30 days late. I did not disclose on my SF86 because it only asked for 120 days late. At the time I did my short sale, I informed my company’s security office who recorded it. By the time my reinvestigation took place, I had switched employers. I kept the emails where I notified my previous employer.
During my interview, the interviewer asked about it and why I didn’t disclose it on my sf86. I was honest like above as the sf86 didn’t mention 30 days and I had also informed my employers security folks at the time. Nothing to hide.
Meanwhile, after I had submitted my sf86, I had encountered suspicious activity and promptly reported it to my employer while I was doing college recruiting. It wasn’t on my sf86 but during the counter terrorism questions, I felt the need to disclose it.
I am current on all debt and live within my means. I have plenty of cash savings and 401k.
Did I do everything to mitigate any concerns for an adjudicator?