I want to be transparent. I have no issues with criminal activity and my prints were good.
I have struggled financially. When my credit was pulled it was around 600 or so (higher on one report).
I filed for bankruptcy 2 years ago. My student loans were in default about 7+ years ago, but only for a few months, I immediately brought them out of default. I also owe federal back taxes around $3500. I have been letting them take my income tax refund and I completely paid off my state tax debt owed.
So my history shows financial issues that I have been working towards resolving, but my fear is that its too many issues.
Am I a lost cause?