Dear Marko Hakamaa,
My fiance recently applied for a job position with a naval shipyard company which required him to submit an application for a security clearance. After his application was processed, the HR department informed him that he was unable to use me as a personal reference, more specifically he could not list on paper that he was currently living and residing with me. No further details were given, however we have searched countless online resources on this topic and have read that an applicant's spouse or even a significant other's financial history may be the problem. I do have some student loan debt, but I didn't see anything else on my credit reports that could possibly affect him using me as a reference unless I'm overlooking something. Could you give me any information as to what may be the cause of this? We are beginning to plan our future together and I'd like to try and resolve whatever this issue is with me, but I haven't a clue as to where I should start. Currently, I do not have much income left after my monthly bills are paid, making it impossible for me to tackle all of my debt at once, but if I had some insight in which areas were more detrimental than others, I could work towards a resolution. I would greatly appreciate any suggestions and/or advice you could give me on this matter.
Thank you for your time,