I am currently going through a SSBI and I met with the investigator today. Despite not having an extremely active social life, I was able to provide a few personal and employment references. However, the problem became that some references were not comfortable meeting with the investigator in person (they assumed it would be a phone interview). Has anyone ever had to deal with uncooperative references or had trouble finding enough references during an investigation? If so, did it affect adjudication?