Clearance chances with bad history

SECURITY CLEARANCE Q&A
1

Good afternoon blogers,

Military vet here and I had some questions and concerns regarding my security clearance chances again. I’m not gonna beat around the bush and try to make excuses. My credit history and score is terrible. I have about 5 to 6 negative accounts and multiple charge-offs. I was unemployed for about 4-5 months and took a hefty salary hit which somewhat explains the financial duress on 2 or 3 of my accounts. In 2019, I paid all my charge-offs and collections in full and it was a lot of money but i managed and did it. I have one more account which I am currently on a payment plan for and due to the circumstances the debt will be forgiven as stated.

My question is do I have a shot? Will bad history alone be enough for denial or will satisfying the delinquent debts in full be looked at as a mitigating factor and help me? I have held a clearance in the past but I was in a better position when I did.

Thanks in advance.

2

Consulting with my crystal ball which says yes you have a good chance of getting a clearance.

1 Like
3

As already mentioned, this is a crystal ball question. Youve done a lot to mitigate your circumstances so Magic 8 Ball would say, ''all signs point to yes."

Again though, not an adjudicator and your circumstances will vary.

4

If you read some of the DOHA decisions you’ll see that people in similar or worse situations are granted clearances by doing what you’re doing (making positive steps forward).