Credit affecting Public Trust Clearance


#1

I left my last job on 5/31/17 due to budg cuts, and had a Public Trust Sec Clearance. I have been offered a new job that also requires a Public Trust Clearance. Should I be concerned about a new investigation because one credit report list 750 and the other credit report has me listed at 696 due to an outstanding debt that I co-signed for, even though they have an agreement and are doing monthly payments. Should I hastily pay off the debt to avoid any issues, or am I being overly concerned and it wont be an issue. Or, will all of this be mute, and the Public Trust that I’ve had from my 5/31/17 job will be used, and just supersede everything. Please and thank you…


#2

If the one delinquent debt is it then you have no need to worry. Regarding the public trust, if the last one was done within the past 5 years and is at the same level needed for the new job you should not need to undergo a new investigation. If you have a moderate risk PT and the position is high risk then you will need an upgrade.


#3

Thanks. But do they check your credit report for a public trust clearance. And do the check all three agencies?


#4

Yes, they use a report called a tri-merge which incorporates data from all three credit bureaus.


#5

Your score doesn’t matter necessarily, mine was much lower than yours. You are making payments toward your debts, you are fine.


#6

One more question. They have a payment plan in place. And you say there’s no worry. However, is there even a tiny percentage chance of this delinquency on my report getting in the way and to play it safe I should just pay it off. Or you are saying pretty much 100% no worries.


#7

The adjudicator who has the completed investigation is the only one who can say with 100% certainty. If that is the only issue then you need not be concerned.