Went through a divorce in 17 and had like 6 things get delinquent and eventually to collections. Settled one like 3 years ago. Had a judgment on one and came to an agreement, which a payment plan was setup and taken care of, also 3 years ago. A couple of months ago everything else fell off the credit report. Remarried with joint and my own accounts. Score is above 700. Haven’t missed any payments on anything since 2018.
Have not started the sf86 yet.
The question asks if anything was turned over to collections in 7 years. No, because it was already there. Do I disclose more info than that’s asked and include things right outside of the 7 years especially if they were not paid off. Unemployed for a year now so that adds to it. What are my chances of passing the financial aspect of the background. Any input would be greatly appreciated.