I accepted a job offer (Contract Instructional Designer) with ICE; of course contingent upon obtaining a public trust. I worked for the same consulting firm and ICE in 2007-2008...high risk public trust approved with no issues. I planned to put all of this on the SF85P, but I am worried about the financial issues listed below:
4/2017 - $6300 Collection (personal loan) - made payment arrangement yesterday
4/2017 - $3400 Collection (personal loan) - will contact them on Monday
Since they were added to my report in April are they still considered 180 delinquent?
2007 - $4000 balance - will call for payment arrangement
2014 - didn't file
2015 - didn't file
2016 - $2400 balance - will call for payment arrangement
Other than the collections, I also have two 30-day late payments on credit cards (one from 5/2015 and one from last month), but my score is trashed because most of my credit cards are maxed or over the limit.
Any advice would be greatly appreciated.