Debt showing charge off does not mean you resolved the debt. Lolz.
Alcohol, drug and felony questions are ‘ever’ questions, timeframe does not stop at your 18th birthday.
List your high school diploma.
Figure out the date your divorce was granted.
List your foreign relative’s employment, especially if you live with them, I mean come on.
Marijuana is federally illegal even though it is legal in your state, don’t make me explain basic civics to you, I don’t get enough EMH for that.