Financial Red Flags for TS Security Clearance

[Waiting4FJO]

Do you have steady employment now? That’s the biggest next step.
There’s good advice here:

SF86 Financial Questions

To start off, I have never filed for any sort of clearance before so the whole process will be a new experience for me. I am looking to obtain a Secret Clearance and will be filling out the SF86. I have no criminal history or any sort of drug use in my past. I do however have a year or 2 stint of financial difficulties that I let snowball. In late 2018 I fell behind on a credit card payment, and while I was making payments each month, it was not enough to cover the late fee from the month prior…