Insurance Fraud


#1

Hey guys, I have a serious questions. I'm currently 26 years old , with no criminal history, no drinking problems , never used drugs, perfect credit score with no problems. When I was 19 I bought a car that had small golf ball size dents in a door and claimed it on my insurance. The insurance agency flagged it and investigated it but cleared me. The damage payout was under 1k. This claim is almost 7 years old and i've never had any other problems anywhere near this and this was never reported to any police agency that I am aware of. How do I approach this issue with a Sf85p moderate background investigation ? Is there any point in even trying for the job?


#2

As long as you were not named in a civil lawsuit, charged with a criminal offense, or are liable for any legal financial debt as a result of this there are no questions on the SF-85P that require you to disclose this information. Insurance companies are not a part of any checks conducted for the investigation.


#3

Does this crime fit disqualifying criteria on its own? I'm concerned with the open ended questions on the ESI. I will not lie about it if i'm put into a position to explain it. I would prefer to stay at my current job, if this there is even a remote concern over me losing employment over this. I have next to nothing else to add crime wise to the investigation.


#4

Since you were not charged with any criminal offense, only an inquiry initiated by the insurance company which cleared you, there should be no concerns.