I agreed with @lmikelowrey post. I received a favorable adjudication for one of those IC agencies (fed position). I had an arrest and misdemeanor charge (public intoxication, which was eventually dismissed), two terminations (one as result of the arrest and the other was for making a genuine mistake on OF-306 form) and a traffic violation (reckless driving, which was reduced to speeding), was found unsuitable for a public trust position with non-IC agency… all of those happened within past 2 years. They all occurred after I received a favorable adjudication with another IC agency in 2016 (fed position).
Also, my finance wasn’t stellar by any meaning and I had debts due to the terminations, but I was not asked about my finance although I volunteered the disclosure and made every effort to pay my debts (I was even a Uber/Lyft driver to pay my bills). Anyway, I was told that it will be a red flag if you have any accumulated/total delinquent debt of over $2,000.
You will stand a better chance if get help and get take care of the issues. More importantly, be thoroughly honest and straightforward with documentations that back you up.